Navigate the home loan process with confidence.

I’m Judy, a lending consultant who helps you get the loan you need to buy your dream home.

 
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Getting a home loan is a stressful, confusing process.

Who should you talk to for the best interest rate? How do you get a loan that is affordable now, and in the future? How do you know you’re not wasting tens of thousands of dollars on a bad decision?

lending help

Do you have the right lender?

savings help

How much savings do you need?

income help

Are you making enough money?

"I never had to worry about any of the details with Judy."
- Janna Mulder

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I'LL WORRY ABOUT THE DETAILS SO YOU DON'T HAVE TO

Many people make small mistakes that have a big impact, sometimes forfeiting their loan. With 25 years of experience as a mortgage lender, I can help you dot every "I" and cross every "T" so you know you’re ready.

 
avoid financial pitfalls

AVOID RISKY PITFALLS

Learn the ins and outs of getting a loan—and how to prevent financial mistakes.

take the right steps to your loan

TAKE THE RIGHT STEPS

Focus your time and energy on the steps that move you toward your new loan—and into your new home.

get your loan

GET YOUR LOAN

As a mortgage lender for over 25 years, I’ve helped hundreds of people get a loan for their perfect home.

“Judy was amazing! She was helpful and positive. She made my home-buying experience great!”
- Auburn Davis

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THE PATH TO YOUR HOME LOAN

Follow these steps to your new loan.

 

NEW HOME

Learn about the different types of homes and what fits you best.

EXPERIENCE WITH CREDIT

Understand how your credit history affects your interest rate and how to care for your credit wisely.

SAVINGS

Prove to your lender that you have enough cash for closing, you make money regularly, and you can pay your loan on a regular basis.

WORK HISTORY

Make a realistic calculation of the loan your income and budget can accomodate.

judy ingels home loan compass

“Working with Judy was, quite honestly, an excellent, stress free, worry free, home-buying experience.”
- Donna Flowers

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A HOME LOAN EXPERT, AT YOUR SIDE

Feel confident every step of the way.

 
gather loan documentation

GATHER DOCUMENTATION

Collect your documentation and prepare for your meeting with a lender.

 

meet with a lender

MEET WITH A LENDER

With paperwork in hand, get pre-qualified for your loan.

 

sign your loan contract

SIGN YOUR CONTRACT

Inspect and appraise the house, finalize your loan, and get the keys to your new home!

 

"As a first time homebuyer I had a lot of questions and Judy answered them all throughout the entire process."

 

- Eric Bailey

 
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first step toward your home loan

CALL ME

Tell me about your goals and find out what you need to get your loan.

second step toward your home loan

PLAN YOUR PATH TO YOUR NEW HOME

Identify potential pitfalls and plan the best way to get a loan for your new home.

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CLOSE THE DEAL

Sign paperwork, receive the keys, and experience the joy of owning your new home.

 

Call me at (719) 229-7999 and let's head you home!

3 PITFALLS THAT CAN CAUSE YOUR LOAN TO FALL APART

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judy ingels lending consultant

Getting a home loan shouldn't be so overwhelming.

For most people, buying a home is hard enough, without the added stress of getting a loan.

That’s why I set out to make the process easy. When you bring me onto your team, you don’t have to be a mortgage wizard. I have 25 years of experience as a mortgage lender and know what it takes to get your loan.

I can help you gather everything you need for your lender and I’ll share some of the paperwork pitfalls that can trip you up; easing your mind so that you can start planning your new kitchen layout.